Regret Missing the Rally in Stocks? Now What?

In March 2020, when stocks all around were sinking, I wrote a post about how I was investing my money.

In that post, I mentioned about a stock I had bought in mid-February 2020 that was down 60% from my original purchase price in just a month. My total investment in the stock was then around 3% of my stock portfolio, and it was down 55% from the total invested amount.

Here is a quick update on that. That stock is now 3.5% of my portfolio and is down just around 7% from the total invested amount. The stock has almost doubled from its March lows when I wrote that post.

A few other stocks I had purchased in March and April 2020 are up anywhere between 40% and 120%.

In short, my portfolio is doing perfectly fine. It provides an adequate boost to my ego when I glance at it.

But as much as I may deny, looking at my portfolio also fills me with a little regret.


Yes, that sneaky powerful emotion of not doing things that you now think you could or should have done in the past, which leads you to bash yourself with thoughts like “I wish I had bought that auto stock that was a steal in March,” or “I wish I had bought more of that consumer stock that was at its multi-year lows,” or “How could I be so dumb not investing in that stock that I knew was going to rise when times improve?” etc.

I was sitting on cash in March 2020, almost 50% of which I managed to employ when the prices were low.

The remaining 50% that I could not employ because I did not expect such a sharp surge in valuations is what fills me with regret.

That is how the human mind works. It always wants “more.” It always makes you feel “inadequate.”

This is even when you know that you have more than enough to be happy and did the best you could have in the situation you were in.

But then regret is such a powerful emotion that it manages to sneak in somehow into the machinery of your mind and ruffle a few feathers here and there.

Now, I can choose to act on this feeling of regret in two ways.

One, I do not move forward because I remain stuck in that feeling of not doing something I could have done in the past.

Or two, I let the regret be, keep doing my work, and focus on things I control and not on those I don’t.

Thankfully, over years of learning from the mistakes I have made and those made by the wisest of people, I easily choose the second option – not making decisions out of regret but through a well-defined process, always.

Yes, being completely human, some or the other regret is always there to trouble me, just that I know how I must react to it instead of giving in to its sneakiness.

What about you?

In case you missed the last few months’ surge in stock prices, how are you dealing with it?
* * *
That’s about it from me for today.

If you liked this post, please share with others on WhatsApp, Twitter, LinkedIn, or just email them the link to this post.

If you are seeing this newsletter for the first time, you may subscribe here.

Stay safe.


The post Regret Missing the Rally in Stocks? Now What? appeared first on Safal Niveshak.


Leave a Comment

Your email address will not be published. Required fields are marked *

1 × three =